Government of India
Ministry of Finance
Department of Expenditure
Central Pension Accounting Office
Trilkoot-II, Bhikaji Cama Place
New DelhiCPAO/Tech/Life Certificate/2014-15/
Subject: – Requirement of Life Certificate at the time of first credit of pension.
It has been observed that banks insist on the pensioners to physically appear in the bank to prove their existence to enable the bank authorities to issue Life Certificate before commencing first payment of pension. In this context, as per existing arrangement no provision of submission of life certificate at the time of First credit of pension is available. Moreover, as conveyed by this office OM No. CPAO/Tech/Simplification/2014-15/19 dated-28.05.2014 (copy enclosed) physical appearance in the paying branch is no longer required even for identification of pensioner. The bank has to identify the pensioner with reference to the information already available with bank obtained through KYC at the time of opening of bank account.